Amtrak Guest Rewards

Offer ends 12/16. Apply now.


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LAST CHANCE

Woman sitting on a train reading a book next to a window

APPLY NOW

Must apply here for this offer. Offers vary elsewhere. Click here to learn more.^
Summary of Credit Terms
$99 Annual Fee**

Unlock More Adventure






	3 points per $1 spent on Amtrak^® travel, including onboard purchases*






	2 points per $1 spent on dining, travel, transit and rideshare*






	1 point per $1 spent everywhere else*

Where Will Your Points Take You?

40K bonus points* is worth over $1,000 in Amtrak travel

Earn 40,000 bonus points* with the Amtrak Guest Rewards^® Preferred Mastercard^® after spending $2,000 in the first 3 billing cycles of opening your account.

With this limited-time offer, your next adventure may be closer than you think. Redeem your points for travel to over 500 destinations like New York or Chicago.

Don’t wait! Apply by Dec. 16, 2025.

APPLY NOW

Must apply here for this offer. Offers vary elsewhere. Click here to learn more.^
Summary of Credit Terms
$99 Annual Fee**

Plus, Enjoy These Great Card Benefits


ONE-CLASS UPGRADE

upon account opening and card anniversary*


ROUND-TRIP COMPANION COUPON

upon account opening and card anniversary*


STATION LOUNGE PASS

upon account opening and card anniversary*

20% REBATE ON ONBOARD FOOD AND BEVERAGE PURCHASES


20% REBATE ON ONBOARD FOOD AND BEVERAGE PURCHASES

in the form of a statement credit*


EARN TIER STATUS FASTER

Earn 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases*


POINTS DON’T EXPIRE

as long as your card account remains open*

APPLY NOW

Must apply here for this offer. Offers vary elsewhere. Click here to learn more.^
Summary of Credit Terms
$99 Annual Fee**

	STAY CONNECTED


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^Offers vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

*See the credit card rewards terms in the Summary of Credit Terms for details. Please see the Amtrak Guest Rewards Program terms and conditions at www.amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations on Amtrak Guest Rewards Points.

**For additional information about Annual Percentage Rates (APRs), fees and other costs for the Amtrak Guest Rewards Preferred Mastercard, see the Summary of Credit Terms.

Cards are issued by First National Bank of Omaha (FNBO^®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Amtrak^® and Amtrak Guest Rewards^® are registered service marks of the National Railroad Passenger Corporation.

Our mailing address is:
Amtrak Guest Rewards
P.O. Box 14368
Philadelphia, PA 19115

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Last chance to earn 40K bonus points